# ChaChing

> ChaChing is a Stripe Billing alternative that cuts SaaS subscription billing fees by 50% — charging 0.35% of billing volume versus Stripe Billing's 0.70%. You keep Stripe as your payment processor; ChaChing replaces only the billing layer. Built on Kill Bill, the open-source enterprise billing engine trusted by Fortune 500 companies since 2010.

## Product overview

- Pricing: 0.35% of billing volume for SMBs; custom pricing for Enterprise
- No payment processor migration required — works on top of your existing Stripe account
- Built on Kill Bill (Apache 2.0 open-source), processing billions in annual invoices
- Features: subscription management, invoicing, tax compliance, analytics, customer portal, REST API
- Based in Miami, FL | Contact: support@chaching.io

## Pages

- Homepage: https://chaching.io/ — Full product overview, features, pricing, migration, and FAQ
- Pricing: https://chaching.io/#pricing — 0.35% of billing volume for SMBs; Enterprise custom pricing
- Migration: https://chaching.io/#migration — Zero-downtime migration from Stripe Billing
- Features: https://chaching.io/#features — Subscriptions, invoices, tax, analytics, developer tools
- Blog: https://chaching.io/blog — Product updates and SaaS billing guides
- Documentation: https://chaching.redocly.app/ — REST API reference and integration guides
- Contact: https://chaching.io/contact — Book a demo or reach support

## Features

- Subscriptions and Invoicing: Automated billing cycles, renewals, proration, one-off invoices, ACH reconciliation
- Tax and Compliance: TaxJar, Anara (Avalara coming soon), GST/VAT/US Sales Tax, per-line-item tax codes
- Analytics: Real-time MRR, ARR, LTV, churn dashboards; ASC 606 and IFRS 15 compliance in development
- Developer Tools: REST API, OpenAPI spec, Stripe migration toolkit, testing sandbox
- Customer Portal: Hosted brandable billing pages, self-service subscription management

## How ChaChing compares to Stripe Billing

- Stripe Billing: 0.70% of billing volume, closed-source, processor-locked
- ChaChing: 0.35% of billing volume, open-source engine, Stripe payments retained
- Migration takes minutes with no downtime and no payment token changes
- Customers never notice the switch; billing cycle and hosted page experience continues unchanged

## Migrating from Stripe Billing

1. Connect your Stripe account using a secret key
2. ChaChing automatically copies customers, products, prices, tax rates, and dependencies
3. Review imported data before confirming the migration
4. Cancel Stripe Billing subscriptions and replace hosted pages with ChaChing's portal

Stripe continues processing all payments. Only the billing management layer changes.

## Frequently asked questions

Q: Do I need to change my payment processor?
A: No. ChaChing integrates with Stripe only. You keep Stripe for payments; ChaChing handles billing at half the cost.

Q: How are taxes handled?
A: Create tax rates within ChaChing or import from Stripe. TaxJar and Anara supported; Avalara coming soon.

Q: Can I create invoices?
A: Yes. Generate manual one-off invoices with a payment link, or auto-generate on subscription renewal.

Q: Does ChaChing support a custom payment page?
A: Yes. Fully brandable hosted customer portal matching your product's look and feel.

Q: What about revenue recognition?
A: Real-time MRR, ARR, churn, and LTV dashboards are live. ASC 606 and IFRS 15 reporting in development.

## Foundation

ChaChing is built on Kill Bill — Apache 2.0 open-source billing engine powering enterprise billing since 2010. Kill Bill's core engineers are actively involved in ChaChing's development. Organizations invoicing billions annually rely on the same engine. Billing data and logic are fully portable if you ever choose to self-host.

## Legal

- Terms of Service: https://chaching.io/terms-of-service
- Privacy Policy: https://chaching.io/privacy-policy
- Headquarters: 7614 NE 4th Ct, Miami, FL 33138
- Support: support@chaching.io